Health care crowdfunding · not insurance
Keep your vitals.
Pay a lower membership.
The crowdfunding model you already understand — members funding each other's negotiated medical bills — built exclusively for people who train every week and prove it.
The weekly commitment
Three vitals. Every week.
Nothing extreme, nothing you have to self-report. Your wearable sends it, the platform scores it, and your rate follows.
Steps
10,000+ / day
A daily movement floor, averaged across the week so one rest day never costs you your rate.
Workouts
2–3 / week
Any logged session of 20 minutes or more counts — lifting, intervals, rowing, cycling, a hard hike.
Energy balance
At maintenance
What you eat stays in line with what you burn. We read the weekly trend, not a single day or a single meal.
The platform
Tracked automatically. Coached continuously.
Connect your watch once. From there the platform reads your steps, workouts, and heart-rate zones, tracks your intake against what you burn, and tells you exactly what is left to hit before Sunday.
- · Weekly vitals score with a live progress readout
- · A calculator that sets your healthy range and daily intake target
- · Nudges when a week is at risk, not after it's lost
- · Grace weeks for travel, illness, and injury
How it works
Five steps, start to funded.
Subscribe at the committed rate
Your membership covers the platform, a dedicated Care Advocate team, and bill negotiation on every health event you bring us. Members who keep their weekly vitals pay the lower committed rate instead of the standard rate.
Pick the rate that matches where you are
One membership, two rates. Keep your weekly vitals and you pay the $40 committed rate. Still working toward it? Start on the normal $60 rate with the same coverage, and the get-there program moves you down to $40.
Help other members
Each month you help fund another member's reviewed, negotiated medical bill — never more than your set monthly maximum. Money moves member to member. No pooled funds, no middleman.
Receive help from the crowd
Upload your bills in the app. You pay your Member Commitment, and the remaining eligible expenses go to the crowd. Contributions land directly in your own crowdfunding account.
Keep your vitals, keep your rate
The platform scores your week automatically from your wearable. Stay consistent, land inside your healthy range, and hold a steady energy balance — and the committed rate stays locked in.
Memberships
Pick your level of coverage.
Complete
Most chosenFull coverage at the committed rate, earned by keeping your weekly vitals.
Max monthly crowdfunding ask
- Ages 0–54
- $140
- Ages 55–64
- $280
- Family of 4+
- $420
Member commitment
$500
per health event · $3,000 for a pregnancy
- Care Advocate team
- Bill negotiation on every event
- Pregnancy eligible
- Commitment waived for certain care
On My Way
Same coverage while you get into shape. The lower rate unlocks once the vitals stick.
Max monthly crowdfunding ask
- Ages 0–54
- $140
- Ages 55–64
- $280
- Family of 4+
- $420
Member commitment
$500
per health event · $3,000 for a pregnancy
- Everything in Complete
- In-app calculator that sets your healthy range
- Weekly coaching, automatic vitals scoring, and intake targets
- Drops to $40/mo as soon as you're consistent
A real example
How a big bill actually gets paid.
$500,000
The bill arrives
An emergency surgery hits the member with a half-million-dollar hospital bill.
$150,000
It gets negotiated
Our team reviews and negotiates the bill down to a fair market rate before the crowd ever sees it.
1,111 members
The crowd funds it
Members contribute $140 each, straight to the member's own account. No pooled funds.
Questions
The short answers.
Is this health insurance?
No. This is not insurance and it is not a guarantee of payment. It is a community of members who commit to helping fund each other's reviewed and negotiated medical bills, plus a platform that keeps that community healthy.
What exactly do I have to do each week?
Average 10,000 steps a day, log two to three workouts, and keep your intake in line with what you burn. That's the whole commitment, and the platform tracks it for you.
What happens if I miss a week?
You get grace weeks each year for travel, illness, and life. Beyond that, your rate moves to the standard rate for the next billing cycle and returns to the committed rate as soon as you string consistent weeks together again.
What if I'm not in a healthy range yet?
You still join at the committed rate. The in-app calculator sets your range, the platform builds you a get-there plan — training structure, intake targets, and weekly check-ins — and you keep the rate as long as you stay consistent and keep moving toward it.
Committed to your health? Get rewarded for it.
Join the crowd of members who train every week and pay a lower membership for it.