How it works
Members fund members. Consistency sets your rate.
No networks, no premiums, no claims department. A community that reviews and negotiates every bill before anyone is asked to help.
Step 01
01
Subscribe at the committed rate
Your membership covers the platform, a dedicated Care Advocate team, and bill negotiation on every health event you bring us. Members who keep their weekly vitals pay the lower committed rate instead of the standard rate.
Step 02
02
Pick the rate that matches where you are
One membership, two rates. Keep your weekly vitals and you pay the $40 committed rate. Still working toward it? Start on the normal $60 rate with the same coverage, and the get-there program moves you down to $40.
Step 03
03
Help other members
Each month you help fund another member's reviewed, negotiated medical bill — never more than your set monthly maximum. Money moves member to member. No pooled funds, no middleman.
Step 04
04
Receive help from the crowd
Upload your bills in the app. You pay your Member Commitment, and the remaining eligible expenses go to the crowd. Contributions land directly in your own crowdfunding account.
Step 05
05
Keep your vitals, keep your rate
The platform scores your week automatically from your wearable. Stay consistent, land inside your healthy range, and hold a steady energy balance — and the committed rate stays locked in.
Side by side
Compare memberships.
Complete
Most chosenFull coverage at the committed rate, earned by keeping your weekly vitals.
Max monthly crowdfunding ask
- Ages 0–54
- $140
- Ages 55–64
- $280
- Family of 4+
- $420
Member commitment
$500
per health event · $3,000 for a pregnancy
- Care Advocate team
- Bill negotiation on every event
- Pregnancy eligible
- Commitment waived for certain care
On My Way
Same coverage while you get into shape. The lower rate unlocks once the vitals stick.
Max monthly crowdfunding ask
- Ages 0–54
- $140
- Ages 55–64
- $280
- Family of 4+
- $420
Member commitment
$500
per health event · $3,000 for a pregnancy
- Everything in Complete
- In-app calculator that sets your healthy range
- Weekly coaching, automatic vitals scoring, and intake targets
- Drops to $40/mo as soon as you're consistent
Committed rate is $40/month. Members who fall out of their weekly vitals move to the standard $60/month rate until they string consistent weeks together again.
Ready to put your training to work?
Connect your watch, keep your week, and join at the committed rate.